Angikaar 2025 Campaign

06 Sep 2025 GS 2 Governance

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Launch

Launched by Minister for Housing and Urban Affairs in New Delhi.

Objectives

Accelerate PMAY-U 2.0 implementation through mass awareness and last-mile outreach.
Fast-track verification of applications and expedite completion of sanctioned houses.
Awareness about CRGFTLIH (Credit Risk Guarantee Fund Trust for Low Income Housing).
Ensure convergence with other schemes:
- PM Surya Ghar: Muft Bijli Yojana benefits to PMAY-U beneficiaries.
- Priority to Special Focus Groups identified under PMAY-U 2.0.
Promote community mobilisation, Jan Bhagidari and holistic development outcomes.

The Ministry of Housing and Urban Poverty Alleviation, Government of India, has established a Credit Risk Guarantee Fund Trust for providing guarantees in respect of low-income housing loans. A Credit Risk Guarantee Fund Scheme for Low Income Housing (CRGFS) has been launched on 31st October 2012, which will be managed by the National Housing Bank.

Background: PMAY-U & PMAY-U 2.0

Under PMAY-U (2015–2024):
- 120 lakh houses sanctioned.
- 94.11 lakh houses completed and delivered.
PMAY-U 2.0 (revamped, Sept 2024):
- Target: 1 crore additional families in urban India.
- Financial support: Up to ₹2.50 lakh per family for house construction/purchase.
- Goal aligned with Housing for All.

Implementation of Angikaar 2025

Timeline: 4th Sept – 31st Oct 2025 (two months).
Coverage: Across 5,000+ Urban Local Bodies (ULBs).
Activities:
- Door-to-door awareness campaigns.
- Loan melas, cultural events, and outreach camps.
- Large-scale community mobilisation to bridge implementation gaps.

Key Events

PMAY-U Awas Diwas → 17th Sept 2025 (marking first year of PMAY-U 2.0).

Significance

Strengthens last-mile delivery of housing schemes.
Enhances financial inclusion and housing security for urban poor.
Integrates renewable energy (solar homes) and credit access with housing.
Builds momentum for PMAY-U 2.0 completion.

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